LegitCards vs Vivakard: Which Should You Trade With?
Score by dimension
| Dimension | LegitCards | Vivakard |
|---|---|---|
| Gift card rates | 8.3 / 10 | 9.0 / 10Vivakard wins |
| Payout speed | 3.5 / 10 | 9.5 / 10Vivakard wins |
| Trade experience | 5.0 / 10 | 8.5 / 10Vivakard wins |
| Support & disputes | 9.0 / 10LegitCards wins | 8.7 / 10 |
| KYC & onboarding | N/A | N/A |
| Product quality | 7.0 / 10 | 8.7 / 10Vivakard wins |
| Other features | 4.0 / 10 | 8.0 / 10Vivakard wins |
| Security & trust | 4.0 / 10 | 7.0 / 10Vivakard wins |
| Reputation | 7.0 / 10 | 7.0 / 10 |
| App reviews | 9.0 / 10LegitCards wins | 8.9 / 10 |
| Overall | 6.3 / 10 | 8.4 / 10 |
Side-by-side facts
| Detail | LegitCards | Vivakard |
|---|---|---|
| Rate received (latest test) | The tested $20 US Razer Gold e-code was quoted at ₦1,120 per dollar. The expected value, wallet credit and final bank payment were all ₦22,400. | Vivakard displayed a rate of ₦1,147 per $1 and an expected payout of ₦11,478 for our $10 US Razer Gold e-code. The researcher received ₦12,000, including a bonus whose amount and basis were not specified. |
| Tested payout time (latest test) | 1 hour 31 minutes | 1 minute |
| Bank withdrawal time (latest test) | 1 minute | 2 minutes |
| Support first response | 2 minutes | 2 minutes |
| Payout methods | Bank Transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Legit Card did not request identity verification during our test. We created the account using an email address, phone number, full name, and password. | Vivakard did not ask us to complete identity verification. We created the account with a name, email address and password and were able to trade without submitting BVN, an ID or a selfie. |
| Fee structure | No trading or withdrawal fee was recorded during our test. Legit Cards displayed ₦22,400 for the trade, credited ₦22,400 to the wallet, and the researcher received ₦22,400 in their bank account. | No fee observed |
Frequently asked questions
Is LegitCards or Vivakard better overall?
Vivakard is better overall. It scores 8.4 out of 10 against 6.3 for LegitCards, based on our own trades on both platforms.
Which gives a better gift card rate, LegitCards or Vivakard?
Vivakard rated better on the card we traded. Our gift card rates score is 8.3 for LegitCards and 9.0 for Vivakard. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, LegitCards or Vivakard?
Vivakard paid out faster in our test: 1 minute to complete the trade against 1 hour 31 minutes on LegitCards. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.

