LegitCards vs Vivakard: Which Should You Trade With?

6.3 / 10

Last tested: 4 Sept 2026

8.4 / 10

Last tested: 10 Sept 2026

Score by dimension

LegitCards and Vivakard compared across all ten scoring dimensions
DimensionLegitCardsVivakard
Gift card rates8.3 / 109.0 / 10Vivakard wins
Payout speed3.5 / 109.5 / 10Vivakard wins
Trade experience5.0 / 108.5 / 10Vivakard wins
Support & disputes9.0 / 10LegitCards wins8.7 / 10
KYC & onboardingN/AN/A
Product quality7.0 / 108.7 / 10Vivakard wins
Other features4.0 / 108.0 / 10Vivakard wins
Security & trust4.0 / 107.0 / 10Vivakard wins
Reputation7.0 / 107.0 / 10
App reviews9.0 / 10LegitCards wins8.9 / 10
Overall6.3 / 108.4 / 10

Side-by-side facts

Tested figures and platform facts for LegitCards and Vivakard
DetailLegitCardsVivakard
Rate received (latest test)The tested $20 US Razer Gold e-code was quoted at ₦1,120 per dollar. The expected value, wallet credit and final bank payment were all ₦22,400.Vivakard displayed a rate of ₦1,147 per $1 and an expected payout of ₦11,478 for our $10 US Razer Gold e-code. The researcher received ₦12,000, including a bonus whose amount and basis were not specified.
Tested payout time (latest test)1 hour 31 minutes1 minute
Bank withdrawal time (latest test)1 minute2 minutes
Support first response2 minutes2 minutes
Payout methodsBank TransferBank transfer
Gift card typesAmazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Sephora, Steam, Vanilla, XboxAmazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox
KYC requirementsLegit Card did not request identity verification during our test. We created the account using an email address, phone number, full name, and password.Vivakard did not ask us to complete identity verification. We created the account with a name, email address and password and were able to trade without submitting BVN, an ID or a selfie.
Fee structureNo trading or withdrawal fee was recorded during our test. Legit Cards displayed ₦22,400 for the trade, credited ₦22,400 to the wallet, and the researcher received ₦22,400 in their bank account.No fee observed

Frequently asked questions

Is LegitCards or Vivakard better overall?

Vivakard is better overall. It scores 8.4 out of 10 against 6.3 for LegitCards, based on our own trades on both platforms.

Which gives a better gift card rate, LegitCards or Vivakard?

Vivakard rated better on the card we traded. Our gift card rates score is 8.3 for LegitCards and 9.0 for Vivakard. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.

Which pays out faster, LegitCards or Vivakard?

Vivakard paid out faster in our test: 1 minute to complete the trade against 1 hour 31 minutes on LegitCards. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.