Jeroid vs Vivakard: Which Should You Trade With?
Score by dimension
| Dimension | Jeroid | Vivakard |
|---|---|---|
| Gift card rates | 7.6 / 10 | 9.0 / 10Vivakard wins |
| Payout speed | 9.0 / 10 | 9.5 / 10Vivakard wins |
| Trade experience | 8.0 / 10 | 8.5 / 10Vivakard wins |
| Support & disputes | 7.0 / 10 | 8.7 / 10Vivakard wins |
| KYC & onboarding | 8.0 / 10Jeroid wins | N/A |
| Product quality | 7.6 / 10 | 8.7 / 10Vivakard wins |
| Other features | 8.0 / 10 | 8.0 / 10 |
| Security & trust | 8.0 / 10Jeroid wins | 7.0 / 10 |
| Reputation | 8.5 / 10Jeroid wins | 7.0 / 10 |
| App reviews | 9.3 / 10Jeroid wins | 8.9 / 10 |
| Overall | 8.1 / 10 | 8.4 / 10 |
Side-by-side facts
| Detail | Jeroid | Vivakard |
|---|---|---|
| Rate received (latest test) | Jeroid displayed ₦1,090 per dollar for the $20 USA Razer Gold e-code and credited ₦21,800 to the wallet. It deducted a ₦100 withdrawal fee, so ₦21,700 reached the bank account. | Vivakard displayed a rate of ₦1,147 per $1 and an expected payout of ₦11,478 for our $10 US Razer Gold e-code. The researcher received ₦12,000, including a bonus whose amount and basis were not specified. |
| Tested payout time (latest test) | 2 minutes | 1 minute |
| Bank withdrawal time (latest test) | 1 minute | 2 minutes |
| Support first response | 5 minutes | 2 minutes |
| KYC time | 2 minutes | Not tested |
| Payout methods | Bank transfer | Bank transfer |
| Gift card types | AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Sephora, Steam, Vanilla | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | KYC was required. Jeroid uses phone number and email verification at Level 1, BVN at Level 2, and a government-issued ID with a selfie at Level 3. The verification completed during the test was approved in approximately two minutes. | Vivakard did not ask us to complete identity verification. We created the account with a name, email address and password and were able to trade without submitting BVN, an ID or a selfie. |
| Fee structure | Jeroid credited ₦21,800 to the wallet after the test trade. It charged a ₦100 withdrawal fee, so ₦21,700 was sent to the researcher's bank account. | No fee observed |
Frequently asked questions
Is Jeroid or Vivakard better overall?
Vivakard is better overall. It scores 8.4 out of 10 against 8.1 for Jeroid, based on our own trades on both platforms.
Which gives a better gift card rate, Jeroid or Vivakard?
Vivakard rated better on the card we traded. Our gift card rates score is 7.6 for Jeroid and 9.0 for Vivakard. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Jeroid or Vivakard?
Vivakard paid out faster in our test: 1 minute to complete the trade against 2 minutes on Jeroid. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Jeroid or Vivakard?
Vivakard replied first. Support took 2 minutes to answer at Vivakard and 5 minutes at Jeroid when we contacted them during testing.

