JaraGift vs Vivakard: Which Should You Trade With?
Score by dimension
| Dimension | JaraGift | Vivakard |
|---|---|---|
| Gift card rates | 9.4 / 10JaraGift wins | 9.0 / 10 |
| Payout speed | 6.5 / 10 | 9.5 / 10Vivakard wins |
| Trade experience | 6.0 / 10 | 8.5 / 10Vivakard wins |
| Support & disputes | 8.0 / 10 | 8.7 / 10Vivakard wins |
| KYC & onboarding | N/A | N/A |
| Product quality | 7.0 / 10 | 8.7 / 10Vivakard wins |
| Other features | 6.0 / 10 | 8.0 / 10Vivakard wins |
| Security & trust | 7.0 / 10 | 7.0 / 10 |
| Reputation | 7.5 / 10JaraGift wins | 7.0 / 10 |
| App reviews | 9.3 / 10JaraGift wins | 8.9 / 10 |
| Overall | 7.4 / 10 | 8.4 / 10 |
Side-by-side facts
| Detail | JaraGift | Vivakard |
|---|---|---|
| Rate received (latest test) | JaraGift processed our $20 US Razer Gold e-code at ₦1,168.75 per dollar and paid ₦23,375. The separate bank withdrawal took 25 minutes. | Vivakard displayed a rate of ₦1,147 per $1 and an expected payout of ₦11,478 for our $10 US Razer Gold e-code. The researcher received ₦12,000, including a bonus whose amount and basis were not specified. |
| Tested payout time (latest test) | 17 minutes | 1 minute |
| Bank withdrawal time (latest test) | 25 minutes | 2 minutes |
| Support first response | 2 minutes | 2 minutes |
| Payout methods | Bank transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | JaraGift did not request identity verification during our test. The account was created using an email address, username and password. | Vivakard did not ask us to complete identity verification. We created the account with a name, email address and password and were able to trade without submitting BVN, an ID or a selfie. |
| Fee structure | No separate trading or bank-payment fee was recorded. | No fee observed |
Frequently asked questions
Is JaraGift or Vivakard better overall?
Vivakard is better overall. It scores 8.4 out of 10 against 7.4 for JaraGift, based on our own trades on both platforms.
Which gives a better gift card rate, JaraGift or Vivakard?
JaraGift rated better on the card we traded. Our gift card rates score is 9.4 for JaraGift and 9.0 for Vivakard. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, JaraGift or Vivakard?
Vivakard paid out faster in our test: 1 minute to complete the trade against 17 minutes on JaraGift. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which should I use, JaraGift or Vivakard?
Use JaraGift if the rate matters most, and Vivakard if you want the trade completed quickly. JaraGift scored higher on gift card rates and Vivakard scored higher on payout speed.

