Iraters vs Vivakard: Which Should You Trade With?
Score by dimension
| Dimension | Iraters | Vivakard |
|---|---|---|
| Gift card rates | 7.9 / 10 | 9.0 / 10Vivakard wins |
| Payout speed | 4.5 / 10 | 9.5 / 10Vivakard wins |
| Trade experience | 4.0 / 10 | 8.5 / 10Vivakard wins |
| Support & disputes | 4.0 / 10 | 8.7 / 10Vivakard wins |
| KYC & onboarding | N/A | N/A |
| Product quality | 4.0 / 10 | 8.7 / 10Vivakard wins |
| Other features | 4.0 / 10 | 8.0 / 10Vivakard wins |
| Security & trust | 4.0 / 10 | 7.0 / 10Vivakard wins |
| Reputation | 4.0 / 10 | 7.0 / 10Vivakard wins |
| App reviews | 9.8 / 10Iraters wins | 8.9 / 10 |
| Overall | 5.1 / 10 | 8.4 / 10 |
Side-by-side facts
| Detail | Iraters | Vivakard |
|---|---|---|
| Rate received (latest test) | Iraters displayed a payout of ₦11,100 for our $10 US Razer Gold e-code, giving a rate of ₦1,110 per $1. | Vivakard displayed a rate of ₦1,147 per $1 and an expected payout of ₦11,478 for our $10 US Razer Gold e-code. The researcher received ₦12,000, including a bonus whose amount and basis were not specified. |
| Tested payout time (latest test) | 32 minutes | 1 minute |
| Bank withdrawal time (latest test) | 32 minutes | 2 minutes |
| Support first response | 35 minutes | 2 minutes |
| Payout methods | Bank transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Iraters did not ask us to complete identity verification. Registration required a name, email address, phone number, password and date of birth, but no BVN, ID or selfie was requested. | Vivakard did not ask us to complete identity verification. We created the account with a name, email address and password and were able to trade without submitting BVN, an ID or a selfie. |
| Fee structure | a fee of 100 was deducted | No fee observed |
Frequently asked questions
Is Iraters or Vivakard better overall?
Vivakard is better overall. It scores 8.4 out of 10 against 5.1 for Iraters, based on our own trades on both platforms.
Which gives a better gift card rate, Iraters or Vivakard?
Vivakard rated better on the card we traded. Our gift card rates score is 7.9 for Iraters and 9.0 for Vivakard. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Iraters or Vivakard?
Vivakard paid out faster in our test: 1 minute to complete the trade against 32 minutes on Iraters. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Iraters or Vivakard?
Vivakard replied first. Support took 2 minutes to answer at Vivakard and 35 minutes at Iraters when we contacted them during testing.