Iraters vs LegitCards: Which Should You Trade With?

5.1 / 10

Last tested: 10 Sept 2026

6.3 / 10

Last tested: 4 Sept 2026

Score by dimension

Iraters and LegitCards compared across all ten scoring dimensions
DimensionIratersLegitCards
Gift card rates7.9 / 108.3 / 10LegitCards wins
Payout speed4.5 / 10Iraters wins3.5 / 10
Trade experience4.0 / 105.0 / 10LegitCards wins
Support & disputes4.0 / 109.0 / 10LegitCards wins
KYC & onboardingN/AN/A
Product quality4.0 / 107.0 / 10LegitCards wins
Other features4.0 / 104.0 / 10
Security & trust4.0 / 104.0 / 10
Reputation4.0 / 107.0 / 10LegitCards wins
App reviews9.8 / 10Iraters wins9.0 / 10
Overall5.1 / 106.3 / 10

Side-by-side facts

Tested figures and platform facts for Iraters and LegitCards
DetailIratersLegitCards
Rate received (latest test)Iraters displayed a payout of ₦11,100 for our $10 US Razer Gold e-code, giving a rate of ₦1,110 per $1.The tested $20 US Razer Gold e-code was quoted at ₦1,120 per dollar. The expected value, wallet credit and final bank payment were all ₦22,400.
Tested payout time (latest test)32 minutes1 hour 31 minutes
Bank withdrawal time (latest test)32 minutes1 minute
Support first response35 minutes2 minutes
Payout methodsBank transferBank Transfer
Gift card typesAmazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Steam, Vanilla, XboxAmazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox
KYC requirementsIraters did not ask us to complete identity verification. Registration required a name, email address, phone number, password and date of birth, but no BVN, ID or selfie was requested.Legit Card did not request identity verification during our test. We created the account using an email address, phone number, full name, and password.
Fee structurea fee of 100 was deductedNo trading or withdrawal fee was recorded during our test. Legit Cards displayed ₦22,400 for the trade, credited ₦22,400 to the wallet, and the researcher received ₦22,400 in their bank account.

Frequently asked questions

Is Iraters or LegitCards better overall?

LegitCards is better overall. It scores 6.3 out of 10 against 5.1 for Iraters, based on our own trades on both platforms.

Which gives a better gift card rate, Iraters or LegitCards?

LegitCards rated better on the card we traded. Our gift card rates score is 7.9 for Iraters and 8.3 for LegitCards. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.

Which pays out faster, Iraters or LegitCards?

Iraters paid out faster in our test: 32 minutes to complete the trade against 1 hour 31 minutes on LegitCards. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.

Which has faster customer support, Iraters or LegitCards?

LegitCards replied first. Support took 2 minutes to answer at LegitCards and 35 minutes at Iraters when we contacted them during testing.

Which should I use, Iraters or LegitCards?

Use LegitCards if the rate matters most, and Iraters if you want the trade completed quickly. LegitCards scored higher on gift card rates and Iraters scored higher on payout speed.