Iraters vs LegitCards: Which Should You Trade With?
Score by dimension
| Dimension | Iraters | LegitCards |
|---|---|---|
| Gift card rates | 7.9 / 10 | 8.3 / 10LegitCards wins |
| Payout speed | 4.5 / 10Iraters wins | 3.5 / 10 |
| Trade experience | 4.0 / 10 | 5.0 / 10LegitCards wins |
| Support & disputes | 4.0 / 10 | 9.0 / 10LegitCards wins |
| KYC & onboarding | N/A | N/A |
| Product quality | 4.0 / 10 | 7.0 / 10LegitCards wins |
| Other features | 4.0 / 10 | 4.0 / 10 |
| Security & trust | 4.0 / 10 | 4.0 / 10 |
| Reputation | 4.0 / 10 | 7.0 / 10LegitCards wins |
| App reviews | 9.8 / 10Iraters wins | 9.0 / 10 |
| Overall | 5.1 / 10 | 6.3 / 10 |
Side-by-side facts
| Detail | Iraters | LegitCards |
|---|---|---|
| Rate received (latest test) | Iraters displayed a payout of ₦11,100 for our $10 US Razer Gold e-code, giving a rate of ₦1,110 per $1. | The tested $20 US Razer Gold e-code was quoted at ₦1,120 per dollar. The expected value, wallet credit and final bank payment were all ₦22,400. |
| Tested payout time (latest test) | 32 minutes | 1 hour 31 minutes |
| Bank withdrawal time (latest test) | 32 minutes | 1 minute |
| Support first response | 35 minutes | 2 minutes |
| Payout methods | Bank transfer | Bank Transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Iraters did not ask us to complete identity verification. Registration required a name, email address, phone number, password and date of birth, but no BVN, ID or selfie was requested. | Legit Card did not request identity verification during our test. We created the account using an email address, phone number, full name, and password. |
| Fee structure | a fee of 100 was deducted | No trading or withdrawal fee was recorded during our test. Legit Cards displayed ₦22,400 for the trade, credited ₦22,400 to the wallet, and the researcher received ₦22,400 in their bank account. |
Frequently asked questions
Is Iraters or LegitCards better overall?
LegitCards is better overall. It scores 6.3 out of 10 against 5.1 for Iraters, based on our own trades on both platforms.
Which gives a better gift card rate, Iraters or LegitCards?
LegitCards rated better on the card we traded. Our gift card rates score is 7.9 for Iraters and 8.3 for LegitCards. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Iraters or LegitCards?
Iraters paid out faster in our test: 32 minutes to complete the trade against 1 hour 31 minutes on LegitCards. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Iraters or LegitCards?
LegitCards replied first. Support took 2 minutes to answer at LegitCards and 35 minutes at Iraters when we contacted them during testing.
Which should I use, Iraters or LegitCards?
Use LegitCards if the rate matters most, and Iraters if you want the trade completed quickly. LegitCards scored higher on gift card rates and Iraters scored higher on payout speed.

