GC Buying vs Tbay: Which Should You Trade With?
Score by dimension
| Dimension | GC Buying | Tbay |
|---|---|---|
| Gift card rates | 8.2 / 10GC Buying wins | 7.5 / 10 |
| Payout speed | 7.5 / 10 | 7.5 / 10 |
| Trade experience | 8.0 / 10GC Buying wins | 7.5 / 10 |
| Support & disputes | 8.0 / 10 | 8.0 / 10 |
| KYC & onboarding | 9.0 / 10GC Buying wins | N/A |
| Product quality | 8.0 / 10GC Buying wins | 7.5 / 10 |
| Other features | 8.5 / 10GC Buying wins | 7.5 / 10 |
| Security & trust | 8.0 / 10 | 8.0 / 10 |
| Reputation | 8.0 / 10 | 8.0 / 10 |
| App reviews | 8.4 / 10 | 9.1 / 10Tbay wins |
| Overall | 8.2 / 10 | 7.8 / 10 |
Side-by-side facts
| Detail | GC Buying | Tbay |
|---|---|---|
| Rate received (latest test) | GC Buying displayed a rate of ₦1,115 per $1 for our $10 US Razer Gold e-code. The expected payout and amount received were both ₦11,150. No fee was recorded. | We tested a $20 US Razer Gold e-code. The rate was 88.37%, or approximately 0.8837 points (₦1,077.63) per $1. |
| Tested payout time (latest test) | 10 minutes | 10 minutes |
| Bank withdrawal time (latest test) | 5 minutes | 3 minutes |
| Support first response | 3 minutes | 1 minute |
| KYC time | 1 minute | Not tested |
| Payout methods | Bank Transfer, Cryptocurrency | Bank Transfer |
| Gift card types | Amazon, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | GC Buying asked for BVN, NIN and a selfie. Verification took one minute and was approved. | Tbay did not request identity verification during our test. The account was created using an email address, username and password. |
| Fee structure | No trading or withdrawal fee observed. | For this trade, Tbay showed an order amount of approximately ₦23,540.23 (18.6989097 points) and a settled amount of approximately ₦21,552.53 (17.12 points). That leaves a difference of approximately ₦1,987.70 (1.5789097 points). The order page did not clearly label this total difference as a fee, so we calculated it by comparing the order amount with the settled amount. It should not be treated as a standard Tbay charge. The transaction breakdown also showed a dispute deduction of approximately ₦697.13 (0.55376 points). Tbay gave the reason as “incorrect balance or local currency.” This was specific to the tested transaction and is not presented as a regular Tbay fee. |
| Minimum trade | ₦5 | Not recorded |
Frequently asked questions
Is GC Buying or Tbay better overall?
GC Buying is better overall. It scores 8.2 out of 10 against 7.8 for Tbay, based on our own trades on both platforms.
Which gives a better gift card rate, GC Buying or Tbay?
GC Buying rated better on the card we traded. Our gift card rates score is 8.2 for GC Buying and 7.5 for Tbay. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which has faster customer support, GC Buying or Tbay?
Tbay replied first. Support took 1 minute to answer at Tbay and 3 minutes at GC Buying when we contacted them during testing.