Cardsale vs Tbay: Which Should You Trade With?
Score by dimension
| Dimension | Cardsale | Tbay |
|---|---|---|
| Gift card rates | 7.4 / 10 | 7.5 / 10Tbay wins |
| Payout speed | 9.5 / 10Cardsale wins | 7.5 / 10 |
| Trade experience | 8.0 / 10Cardsale wins | 7.5 / 10 |
| Support & disputes | 8.0 / 10 | 8.0 / 10 |
| KYC & onboarding | N/A | N/A |
| Product quality | 8.0 / 10Cardsale wins | 7.5 / 10 |
| Other features | 7.0 / 10 | 7.5 / 10Tbay wins |
| Security & trust | 8.0 / 10 | 8.0 / 10 |
| Reputation | 7.9 / 10 | 8.0 / 10Tbay wins |
| App reviews | 9.0 / 10 | 9.1 / 10Tbay wins |
| Overall | 8.1 / 10 | 7.8 / 10 |
Side-by-side facts
| Detail | Cardsale | Tbay |
|---|---|---|
| Rate received (latest test) | CardSale offered ₦1,072.73 per $1 for our $10 US Razer Gold e-code. The displayed payout was ₦10,738.02, and ₦10,738 reached the bank after rounding. No withdrawal fee was recorded. | We tested a $20 US Razer Gold e-code. The rate was 88.37%, or approximately 0.8837 points (₦1,077.63) per $1. |
| Tested payout time (latest test) | 1 minute | 10 minutes |
| Bank withdrawal time (latest test) | 1 minute | 3 minutes |
| Support first response | 2 minutes | 1 minute |
| Payout methods | Bank transfer | Bank Transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | CardSale did not ask us to complete identity verification. We created the account with an email address, phone number and password and were able to continue without submitting BVN, an ID or a selfie. | Tbay did not request identity verification during our test. The account was created using an email address, username and password. |
| Fee structure | No withdrawal fee observed | For this trade, Tbay showed an order amount of approximately ₦23,540.23 (18.6989097 points) and a settled amount of approximately ₦21,552.53 (17.12 points). That leaves a difference of approximately ₦1,987.70 (1.5789097 points). The order page did not clearly label this total difference as a fee, so we calculated it by comparing the order amount with the settled amount. It should not be treated as a standard Tbay charge. The transaction breakdown also showed a dispute deduction of approximately ₦697.13 (0.55376 points). Tbay gave the reason as “incorrect balance or local currency.” This was specific to the tested transaction and is not presented as a regular Tbay fee. |
Frequently asked questions
Is Cardsale or Tbay better overall?
Cardsale is better overall. It scores 8.1 out of 10 against 7.8 for Tbay, based on our own trades on both platforms.
Which gives a better gift card rate, Cardsale or Tbay?
There is no meaningful difference. Our gift card rates score is 7.4 for Cardsale and 7.5 for Tbay, so compare the live rate for your specific card before trading.
Which pays out faster, Cardsale or Tbay?
Cardsale paid out faster in our test: 1 minute to complete the trade against 10 minutes on Tbay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardsale or Tbay?
Tbay replied first. Support took 1 minute to answer at Tbay and 2 minutes at Cardsale when we contacted them during testing.