Cardgoal vs Vivakard: Which Should You Trade With?
Score by dimension
| Dimension | Cardgoal | Vivakard |
|---|---|---|
| Gift card rates | 8.0 / 10 | 9.0 / 10Vivakard wins |
| Payout speed | 9.0 / 10 | 9.5 / 10Vivakard wins |
| Trade experience | 8.0 / 10 | 8.5 / 10Vivakard wins |
| Support & disputes | 8.0 / 10 | 8.7 / 10Vivakard wins |
| KYC & onboarding | N/A | N/A |
| Product quality | 7.5 / 10 | 8.7 / 10Vivakard wins |
| Other features | 7.0 / 10 | 8.0 / 10Vivakard wins |
| Security & trust | 8.0 / 10Cardgoal wins | 7.0 / 10 |
| Reputation | 8.0 / 10Cardgoal wins | 7.0 / 10 |
| App reviews | 8.8 / 10 | 8.9 / 10Vivakard wins |
| Overall | 8.0 / 10 | 8.4 / 10 |
Side-by-side facts
| Detail | Cardgoal | Vivakard |
|---|---|---|
| Rate received (latest test) | Cardgoal displayed a rate of ₦1,110.60 per $1 for our $10 US Razer Gold e-code. The expected payout and final amount received were both ₦11,106. No withdrawal fee was recorded. | Vivakard displayed a rate of ₦1,147 per $1 and an expected payout of ₦11,478 for our $10 US Razer Gold e-code. The researcher received ₦12,000, including a bonus whose amount and basis were not specified. |
| Tested payout time (latest test) | 2 minutes | 1 minute |
| Bank withdrawal time (latest test) | 5 minutes | 2 minutes |
| Support first response | 5 minutes | 2 minutes |
| Payout methods | Bank transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Cardgoal did not ask us to complete identity verification. The account was created with an email address, and no BVN, ID or selfie was requested during our test. | Vivakard did not ask us to complete identity verification. We created the account with a name, email address and password and were able to trade without submitting BVN, an ID or a selfie. |
| Fee structure | No withdrawal fee observed | No fee observed |
Frequently asked questions
Is Cardgoal or Vivakard better overall?
Vivakard is better overall. It scores 8.4 out of 10 against 8.0 for Cardgoal, based on our own trades on both platforms.
Which gives a better gift card rate, Cardgoal or Vivakard?
Vivakard rated better on the card we traded. Our gift card rates score is 8.0 for Cardgoal and 9.0 for Vivakard. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardgoal or Vivakard?
Vivakard paid out faster in our test: 1 minute to complete the trade against 2 minutes on Cardgoal. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardgoal or Vivakard?
Vivakard replied first. Support took 2 minutes to answer at Vivakard and 5 minutes at Cardgoal when we contacted them during testing.