Cardgoal vs ValueSwap: Which Should You Trade With?
Score by dimension
| Dimension | Cardgoal | ValueSwap |
|---|---|---|
| Gift card rates | 8.0 / 10 | 8.5 / 10ValueSwap wins |
| Payout speed | 9.0 / 10Cardgoal wins | 8.5 / 10 |
| Trade experience | 8.0 / 10 | 8.5 / 10ValueSwap wins |
| Support & disputes | 8.0 / 10 | 9.0 / 10ValueSwap wins |
| KYC & onboarding | N/A | N/A |
| Product quality | 7.5 / 10 | 8.0 / 10ValueSwap wins |
| Other features | 7.0 / 10Cardgoal wins | 5.0 / 10 |
| Security & trust | 8.0 / 10Cardgoal wins | 4.0 / 10 |
| Reputation | 8.0 / 10Cardgoal wins | 5.0 / 10 |
| App reviews | 8.8 / 10 | 9.4 / 10ValueSwap wins |
| Overall | 8.0 / 10 | 7.3 / 10 |
Side-by-side facts
| Detail | Cardgoal | ValueSwap |
|---|---|---|
| Rate received (latest test) | Cardgoal displayed a rate of ₦1,110.60 per $1 for our $10 US Razer Gold e-code. The expected payout and final amount received were both ₦11,106. No withdrawal fee was recorded. | ValueSwap displayed a payout of ₦11,215 for our $10 US Razer Gold e-code, giving a rate of ₦1,121.50 per $1. The wallet received ₦11,215. After a ₦50 withdrawal deduction, ₦11,165 reached the bank account. |
| Tested payout time (latest test) | 2 minutes | 3 minutes |
| Bank withdrawal time (latest test) | 5 minutes | 3 minutes |
| Support first response | 5 minutes | 5 minutes |
| Payout methods | Bank transfer | Bank transfer, Cryptocurrency |
| Gift card types | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Cardgoal did not ask us to complete identity verification. The account was created with an email address, and no BVN, ID or selfie was requested during our test. | ValueSwap did not ask us to complete identity verification. Registration required a name, email address and password, while the referral and country fields were optional. |
| Fee structure | No withdrawal fee observed | A ₦50 deduction applied during withdrawal |
Frequently asked questions
Is Cardgoal or ValueSwap better overall?
Cardgoal is better overall. It scores 8.0 out of 10 against 7.3 for ValueSwap, based on our own trades on both platforms.
Which gives a better gift card rate, Cardgoal or ValueSwap?
ValueSwap rated better on the card we traded. Our gift card rates score is 8.0 for Cardgoal and 8.5 for ValueSwap. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardgoal or ValueSwap?
Cardgoal paid out faster in our test: 2 minutes to complete the trade against 3 minutes on ValueSwap. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which should I use, Cardgoal or ValueSwap?
Use ValueSwap if the rate matters most, and Cardgoal if you want the trade completed quickly. ValueSwap scored higher on gift card rates and Cardgoal scored higher on payout speed.

