Cardgoal vs Pandar: Which Should You Trade With?
Score by dimension
| Dimension | Cardgoal | Pandar |
|---|---|---|
| Gift card rates | 8.0 / 10 | 8.6 / 10Pandar wins |
| Payout speed | 9.0 / 10 | 9.5 / 10Pandar wins |
| Trade experience | 8.0 / 10Cardgoal wins | 7.0 / 10 |
| Support & disputes | 8.0 / 10 | 8.0 / 10 |
| KYC & onboarding | N/A | 9.0 / 10Pandar wins |
| Product quality | 7.5 / 10Cardgoal wins | 7.0 / 10 |
| Other features | 7.0 / 10 | 8.0 / 10Pandar wins |
| Security & trust | 8.0 / 10 | 8.6 / 10Pandar wins |
| Reputation | 8.0 / 10 | 8.6 / 10Pandar wins |
| App reviews | 8.8 / 10 | 9.0 / 10Pandar wins |
| Overall | 8.0 / 10 | 8.3 / 10 |
Side-by-side facts
| Detail | Cardgoal | Pandar |
|---|---|---|
| Rate received (latest test) | Cardgoal displayed a rate of ₦1,110.60 per $1 for our $10 US Razer Gold e-code. The expected payout and final amount received were both ₦11,106. No withdrawal fee was recorded. | Pandar displayed a rate of ₦1,130 per $1 for our $20 US Razer Gold e-code. The trade credited ₦22,600 to the wallet. After the ₦150 withdrawal fee, ₦22,450 reached the bank account. |
| Tested payout time (latest test) | 2 minutes | 1 minute |
| Bank withdrawal time (latest test) | 5 minutes | 1 minute |
| Support first response | 5 minutes | 5 minutes |
| KYC time | Not tested | 1 minute |
| Payout methods | Bank transfer | Bant Transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Roblox, Steam, Vanilla, Xbox |
| KYC requirements | Cardgoal did not ask us to complete identity verification. The account was created with an email address, and no BVN, ID or selfie was requested during our test. | Pandar asked us to provide BVN, NIN and proof of address. The verification was approved immediately. |
| Fee structure | No withdrawal fee observed | 150 |
| Minimum trade | Not recorded | ₦10 |
| Maximum trade | Not recorded | ₦500 |
Frequently asked questions
Is Cardgoal or Pandar better overall?
Pandar is better overall. It scores 8.3 out of 10 against 8.0 for Cardgoal, based on our own trades on both platforms.
Which gives a better gift card rate, Cardgoal or Pandar?
Pandar rated better on the card we traded. Our gift card rates score is 8.0 for Cardgoal and 8.6 for Pandar. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Cardgoal or Pandar?
Pandar paid out faster in our test: 1 minute to complete the trade against 2 minutes on Cardgoal. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.