Cardgoal vs Iraters: Which Should You Trade With?
Score by dimension
| Dimension | Cardgoal | Iraters |
|---|---|---|
| Gift card rates | 8.0 / 10Cardgoal wins | 7.9 / 10 |
| Payout speed | 9.0 / 10Cardgoal wins | 4.5 / 10 |
| Trade experience | 8.0 / 10Cardgoal wins | 4.0 / 10 |
| Support & disputes | 8.0 / 10Cardgoal wins | 4.0 / 10 |
| KYC & onboarding | N/A | N/A |
| Product quality | 7.5 / 10Cardgoal wins | 4.0 / 10 |
| Other features | 7.0 / 10Cardgoal wins | 4.0 / 10 |
| Security & trust | 8.0 / 10Cardgoal wins | 4.0 / 10 |
| Reputation | 8.0 / 10Cardgoal wins | 4.0 / 10 |
| App reviews | 8.8 / 10 | 9.8 / 10Iraters wins |
| Overall | 8.0 / 10 | 5.1 / 10 |
Side-by-side facts
| Detail | Cardgoal | Iraters |
|---|---|---|
| Rate received (latest test) | Cardgoal displayed a rate of ₦1,110.60 per $1 for our $10 US Razer Gold e-code. The expected payout and final amount received were both ₦11,106. No withdrawal fee was recorded. | Iraters displayed a payout of ₦11,100 for our $10 US Razer Gold e-code, giving a rate of ₦1,110 per $1. |
| Tested payout time (latest test) | 2 minutes | 32 minutes |
| Bank withdrawal time (latest test) | 5 minutes | 32 minutes |
| Support first response | 5 minutes | 35 minutes |
| Payout methods | Bank transfer | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Steam, Vanilla, Xbox |
| KYC requirements | Cardgoal did not ask us to complete identity verification. The account was created with an email address, and no BVN, ID or selfie was requested during our test. | Iraters did not ask us to complete identity verification. Registration required a name, email address, phone number, password and date of birth, but no BVN, ID or selfie was requested. |
| Fee structure | No withdrawal fee observed | a fee of 100 was deducted |
Frequently asked questions
Is Cardgoal or Iraters better overall?
Cardgoal is better overall. It scores 8.0 out of 10 against 5.1 for Iraters, based on our own trades on both platforms.
Which gives a better gift card rate, Cardgoal or Iraters?
There is no meaningful difference. Our gift card rates score is 8.0 for Cardgoal and 7.9 for Iraters, so compare the live rate for your specific card before trading.
Which pays out faster, Cardgoal or Iraters?
Cardgoal paid out faster in our test: 2 minutes to complete the trade against 32 minutes on Iraters. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Cardgoal or Iraters?
Cardgoal replied first. Support took 5 minutes to answer at Cardgoal and 35 minutes at Iraters when we contacted them during testing.

