Apexpay vs Vivakard: Which Should You Trade With?
Score by dimension
| Dimension | Apexpay | Vivakard |
|---|---|---|
| Gift card rates | 8.1 / 10 | 9.0 / 10Vivakard wins |
| Payout speed | 6.5 / 10 | 9.5 / 10Vivakard wins |
| Trade experience | 7.2 / 10 | 8.5 / 10Vivakard wins |
| Support & disputes | 8.0 / 10 | 8.7 / 10Vivakard wins |
| KYC & onboarding | 8.0 / 10Apexpay wins | N/A |
| Product quality | 8.0 / 10 | 8.7 / 10Vivakard wins |
| Other features | 8.0 / 10 | 8.0 / 10 |
| Security & trust | 7.9 / 10Apexpay wins | 7.0 / 10 |
| Reputation | 7.9 / 10Apexpay wins | 7.0 / 10 |
| App reviews | 8.7 / 10 | 8.9 / 10Vivakard wins |
| Overall | 7.8 / 10 | 8.4 / 10 |
Side-by-side facts
| Detail | Apexpay | Vivakard |
|---|---|---|
| Rate received (latest test) | The payout for our $50 US Razer Gold e-code was ₦55,600, giving an actual rate of ₦1,112 per dollar. | Vivakard displayed a rate of ₦1,147 per $1 and an expected payout of ₦11,478 for our $10 US Razer Gold e-code. The researcher received ₦12,000, including a bonus whose amount and basis were not specified. |
| Tested payout time (latest test) | 16 minutes | 1 minute |
| Bank withdrawal time (latest test) | 1 minute | 2 minutes |
| Support first response | 2 minutes | 2 minutes |
| KYC time | 2 minutes | Not tested |
| Payout methods | Bank transfer, Cryptocurrency | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, Xbox | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Apexpay requested a BVN, government-issued ID and selfie. The process took about two minutes and was approved. | Vivakard did not ask us to complete identity verification. We created the account with a name, email address and password and were able to trade without submitting BVN, an ID or a selfie. |
| Fee structure | No withdrawal fee was charged. | No fee observed |
Frequently asked questions
Is Apexpay or Vivakard better overall?
Vivakard is better overall. It scores 8.4 out of 10 against 7.8 for Apexpay, based on our own trades on both platforms.
Which gives a better gift card rate, Apexpay or Vivakard?
Vivakard rated better on the card we traded. Our gift card rates score is 8.1 for Apexpay and 9.0 for Vivakard. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Apexpay or Vivakard?
Vivakard paid out faster in our test: 1 minute to complete the trade against 16 minutes on Apexpay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.