Apexpay vs ValueSwap: Which Should You Trade With?

7.8 / 10

Last tested: 16 Sept 2026

7.3 / 10

Last tested: 7 Sept 2026

Score by dimension

Apexpay and ValueSwap compared across all ten scoring dimensions
DimensionApexpayValueSwap
Gift card rates8.1 / 108.5 / 10ValueSwap wins
Payout speed6.5 / 108.5 / 10ValueSwap wins
Trade experience7.2 / 108.5 / 10ValueSwap wins
Support & disputes8.0 / 109.0 / 10ValueSwap wins
KYC & onboarding8.0 / 10Apexpay winsN/A
Product quality8.0 / 108.0 / 10
Other features8.0 / 10Apexpay wins5.0 / 10
Security & trust7.9 / 10Apexpay wins4.0 / 10
Reputation7.9 / 10Apexpay wins5.0 / 10
App reviews8.7 / 109.4 / 10ValueSwap wins
Overall7.8 / 107.3 / 10

Side-by-side facts

Tested figures and platform facts for Apexpay and ValueSwap
DetailApexpayValueSwap
Rate received (latest test)The payout for our $50 US Razer Gold e-code was ₦55,600, giving an actual rate of ₦1,112 per dollar.ValueSwap displayed a payout of ₦11,215 for our $10 US Razer Gold e-code, giving a rate of ₦1,121.50 per $1. The wallet received ₦11,215. After a ₦50 withdrawal deduction, ₦11,165 reached the bank account.
Tested payout time (latest test)16 minutes3 minutes
Bank withdrawal time (latest test)1 minute3 minutes
Support first response2 minutes5 minutes
KYC time2 minutesNot tested
Payout methodsBank transfer, CryptocurrencyBank transfer, Cryptocurrency
Gift card typesAmazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, XboxAmazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox
KYC requirementsApexpay requested a BVN, government-issued ID and selfie. The process took about two minutes and was approved.ValueSwap did not ask us to complete identity verification. Registration required a name, email address and password, while the referral and country fields were optional.
Fee structureNo withdrawal fee was charged.A ₦50 deduction applied during withdrawal

Frequently asked questions

Is Apexpay or ValueSwap better overall?

Apexpay is better overall. It scores 7.8 out of 10 against 7.3 for ValueSwap, based on our own trades on both platforms.

Which gives a better gift card rate, Apexpay or ValueSwap?

ValueSwap rated better on the card we traded. Our gift card rates score is 8.1 for Apexpay and 8.5 for ValueSwap. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.

Which pays out faster, Apexpay or ValueSwap?

ValueSwap paid out faster in our test: 3 minutes to complete the trade against 16 minutes on Apexpay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.

Which has faster customer support, Apexpay or ValueSwap?

Apexpay replied first. Support took 2 minutes to answer at Apexpay and 5 minutes at ValueSwap when we contacted them during testing.