Apexpay vs ValueSwap: Which Should You Trade With?
Score by dimension
| Dimension | Apexpay | ValueSwap |
|---|---|---|
| Gift card rates | 8.1 / 10 | 8.5 / 10ValueSwap wins |
| Payout speed | 6.5 / 10 | 8.5 / 10ValueSwap wins |
| Trade experience | 7.2 / 10 | 8.5 / 10ValueSwap wins |
| Support & disputes | 8.0 / 10 | 9.0 / 10ValueSwap wins |
| KYC & onboarding | 8.0 / 10Apexpay wins | N/A |
| Product quality | 8.0 / 10 | 8.0 / 10 |
| Other features | 8.0 / 10Apexpay wins | 5.0 / 10 |
| Security & trust | 7.9 / 10Apexpay wins | 4.0 / 10 |
| Reputation | 7.9 / 10Apexpay wins | 5.0 / 10 |
| App reviews | 8.7 / 10 | 9.4 / 10ValueSwap wins |
| Overall | 7.8 / 10 | 7.3 / 10 |
Side-by-side facts
| Detail | Apexpay | ValueSwap |
|---|---|---|
| Rate received (latest test) | The payout for our $50 US Razer Gold e-code was ₦55,600, giving an actual rate of ₦1,112 per dollar. | ValueSwap displayed a payout of ₦11,215 for our $10 US Razer Gold e-code, giving a rate of ₦1,121.50 per $1. The wallet received ₦11,215. After a ₦50 withdrawal deduction, ₦11,165 reached the bank account. |
| Tested payout time (latest test) | 16 minutes | 3 minutes |
| Bank withdrawal time (latest test) | 1 minute | 3 minutes |
| Support first response | 2 minutes | 5 minutes |
| KYC time | 2 minutes | Not tested |
| Payout methods | Bank transfer, Cryptocurrency | Bank transfer, Cryptocurrency |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Apexpay requested a BVN, government-issued ID and selfie. The process took about two minutes and was approved. | ValueSwap did not ask us to complete identity verification. Registration required a name, email address and password, while the referral and country fields were optional. |
| Fee structure | No withdrawal fee was charged. | A ₦50 deduction applied during withdrawal |
Frequently asked questions
Is Apexpay or ValueSwap better overall?
Apexpay is better overall. It scores 7.8 out of 10 against 7.3 for ValueSwap, based on our own trades on both platforms.
Which gives a better gift card rate, Apexpay or ValueSwap?
ValueSwap rated better on the card we traded. Our gift card rates score is 8.1 for Apexpay and 8.5 for ValueSwap. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Apexpay or ValueSwap?
ValueSwap paid out faster in our test: 3 minutes to complete the trade against 16 minutes on Apexpay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Apexpay or ValueSwap?
Apexpay replied first. Support took 2 minutes to answer at Apexpay and 5 minutes at ValueSwap when we contacted them during testing.

