Apexpay vs Pandar: Which Should You Trade With?
Score by dimension
| Dimension | Apexpay | Pandar |
|---|---|---|
| Gift card rates | 8.1 / 10 | 8.6 / 10Pandar wins |
| Payout speed | 6.5 / 10 | 9.5 / 10Pandar wins |
| Trade experience | 7.2 / 10Apexpay wins | 7.0 / 10 |
| Support & disputes | 8.0 / 10 | 8.0 / 10 |
| KYC & onboarding | 8.0 / 10 | 9.0 / 10Pandar wins |
| Product quality | 8.0 / 10Apexpay wins | 7.0 / 10 |
| Other features | 8.0 / 10 | 8.0 / 10 |
| Security & trust | 7.9 / 10 | 8.6 / 10Pandar wins |
| Reputation | 7.9 / 10 | 8.6 / 10Pandar wins |
| App reviews | 8.7 / 10 | 9.0 / 10Pandar wins |
| Overall | 7.8 / 10 | 8.3 / 10 |
Side-by-side facts
| Detail | Apexpay | Pandar |
|---|---|---|
| Rate received (latest test) | The payout for our $50 US Razer Gold e-code was ₦55,600, giving an actual rate of ₦1,112 per dollar. | Pandar displayed a rate of ₦1,130 per $1 for our $20 US Razer Gold e-code. The trade credited ₦22,600 to the wallet. After the ₦150 withdrawal fee, ₦22,450 reached the bank account. |
| Tested payout time (latest test) | 16 minutes | 1 minute |
| Bank withdrawal time (latest test) | 1 minute | 1 minute |
| Support first response | 2 minutes | 5 minutes |
| KYC time | 2 minutes | 1 minute |
| Payout methods | Bank transfer, Cryptocurrency | Bant Transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, Google Play, Nike, Razer Gold, Roblox, Steam, Vanilla, Xbox |
| KYC requirements | Apexpay requested a BVN, government-issued ID and selfie. The process took about two minutes and was approved. | Pandar asked us to provide BVN, NIN and proof of address. The verification was approved immediately. |
| Fee structure | No withdrawal fee was charged. | 150 |
| Minimum trade | Not recorded | ₦10 |
| Maximum trade | Not recorded | ₦500 |
Frequently asked questions
Is Apexpay or Pandar better overall?
Pandar is better overall. It scores 8.3 out of 10 against 7.8 for Apexpay, based on our own trades on both platforms.
Which gives a better gift card rate, Apexpay or Pandar?
Pandar rated better on the card we traded. Our gift card rates score is 8.1 for Apexpay and 8.6 for Pandar. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Apexpay or Pandar?
Pandar paid out faster in our test: 1 minute to complete the trade against 16 minutes on Apexpay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Apexpay or Pandar?
Apexpay replied first. Support took 2 minutes to answer at Apexpay and 5 minutes at Pandar when we contacted them during testing.
Is verification quicker on Apexpay or Pandar?
Pandar verified us more quickly, taking 1 minute against 2 minutes on Apexpay.