Apexpay vs Nosh: Which Should You Trade With?
Score by dimension
| Dimension | Apexpay | Nosh |
|---|---|---|
| Gift card rates | 8.1 / 10 | 8.3 / 10Nosh wins |
| Payout speed | 6.5 / 10 | 6.5 / 10 |
| Trade experience | 7.2 / 10 | 8.0 / 10Nosh wins |
| Support & disputes | 8.0 / 10 | 8.0 / 10 |
| KYC & onboarding | 8.0 / 10Apexpay wins | 7.0 / 10 |
| Product quality | 8.0 / 10 | 8.0 / 10 |
| Other features | 8.0 / 10 | 8.0 / 10 |
| Security & trust | 7.9 / 10 | 8.0 / 10Nosh wins |
| Reputation | 7.9 / 10 | 8.0 / 10Nosh wins |
| App reviews | 8.7 / 10 | 8.8 / 10Nosh wins |
| Overall | 7.8 / 10 | 7.9 / 10 |
Side-by-side facts
| Detail | Apexpay | Nosh |
|---|---|---|
| Rate received (latest test) | The payout for our $50 US Razer Gold e-code was ₦55,600, giving an actual rate of ₦1,112 per dollar. | A $20 US Razer Gold e-code was tested. Nosh displayed a rate of ₦1,120 per $1 and an expected payout of ₦22,400. |
| Tested payout time (latest test) | 16 minutes | 12 minutes |
| Bank withdrawal time (latest test) | 1 minute | 1 minute |
| Support first response | 2 minutes | 5 minutes |
| KYC time | 2 minutes | 3 hours |
| Payout methods | Bank transfer, Cryptocurrency | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Apexpay requested a BVN, government-issued ID and selfie. The process took about two minutes and was approved. | Nosh used two verification stages during the test. Level 1 required a BVN and facial verification and was completed in less than one minute. Level 2 requested a government-issued ID, occupation and proof of address. The complete verification process was approved after approximately three hours. |
| Fee structure | No withdrawal fee was charged. | Nosh displayed an expected payout of ₦22,400 for the tested $20 Razer Gold e-code. After the trade, ₦22,350 reached the researcher’s bank account. The ₦50 difference was recorded as a withdrawal processing fee. |
Frequently asked questions
Is Apexpay or Nosh better overall?
Nosh is better overall. It scores 7.9 out of 10 against 7.8 for Apexpay, based on our own trades on both platforms.
Which gives a better gift card rate, Apexpay or Nosh?
There is no meaningful difference. Our gift card rates score is 8.1 for Apexpay and 8.3 for Nosh, so compare the live rate for your specific card before trading.
Which pays out faster, Apexpay or Nosh?
Nosh paid out faster in our test: 12 minutes to complete the trade against 16 minutes on Apexpay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Apexpay or Nosh?
Apexpay replied first. Support took 2 minutes to answer at Apexpay and 5 minutes at Nosh when we contacted them during testing.
Is verification quicker on Apexpay or Nosh?
Apexpay verified us more quickly, taking 2 minutes against 3 hours on Nosh.