Apexpay vs LegitCards: Which Should You Trade With?
Score by dimension
| Dimension | Apexpay | LegitCards |
|---|---|---|
| Gift card rates | 8.1 / 10 | 8.3 / 10LegitCards wins |
| Payout speed | 6.5 / 10Apexpay wins | 3.5 / 10 |
| Trade experience | 7.2 / 10Apexpay wins | 5.0 / 10 |
| Support & disputes | 8.0 / 10 | 9.0 / 10LegitCards wins |
| KYC & onboarding | 8.0 / 10Apexpay wins | N/A |
| Product quality | 8.0 / 10Apexpay wins | 7.0 / 10 |
| Other features | 8.0 / 10Apexpay wins | 4.0 / 10 |
| Security & trust | 7.9 / 10Apexpay wins | 4.0 / 10 |
| Reputation | 7.9 / 10Apexpay wins | 7.0 / 10 |
| App reviews | 8.7 / 10 | 9.0 / 10LegitCards wins |
| Overall | 7.8 / 10 | 6.3 / 10 |
Side-by-side facts
| Detail | Apexpay | LegitCards |
|---|---|---|
| Rate received (latest test) | The payout for our $50 US Razer Gold e-code was ₦55,600, giving an actual rate of ₦1,112 per dollar. | The tested $20 US Razer Gold e-code was quoted at ₦1,120 per dollar. The expected value, wallet credit and final bank payment were all ₦22,400. |
| Tested payout time (latest test) | 16 minutes | 1 hour 31 minutes |
| Bank withdrawal time (latest test) | 1 minute | 1 minute |
| Support first response | 2 minutes | 2 minutes |
| KYC time | 2 minutes | Not tested |
| Payout methods | Bank transfer, Cryptocurrency | Bank Transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Apexpay requested a BVN, government-issued ID and selfie. The process took about two minutes and was approved. | Legit Card did not request identity verification during our test. We created the account using an email address, phone number, full name, and password. |
| Fee structure | No withdrawal fee was charged. | No trading or withdrawal fee was recorded during our test. Legit Cards displayed ₦22,400 for the trade, credited ₦22,400 to the wallet, and the researcher received ₦22,400 in their bank account. |
Frequently asked questions
Is Apexpay or LegitCards better overall?
Apexpay is better overall. It scores 7.8 out of 10 against 6.3 for LegitCards, based on our own trades on both platforms.
Which gives a better gift card rate, Apexpay or LegitCards?
There is no meaningful difference. Our gift card rates score is 8.1 for Apexpay and 8.3 for LegitCards, so compare the live rate for your specific card before trading.
Which pays out faster, Apexpay or LegitCards?
Apexpay paid out faster in our test: 16 minutes to complete the trade against 1 hour 31 minutes on LegitCards. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.