Apexpay vs JaraGift: Which Should You Trade With?
Score by dimension
| Dimension | Apexpay | JaraGift |
|---|---|---|
| Gift card rates | 8.1 / 10 | 9.4 / 10JaraGift wins |
| Payout speed | 6.5 / 10 | 6.5 / 10 |
| Trade experience | 7.2 / 10Apexpay wins | 6.0 / 10 |
| Support & disputes | 8.0 / 10 | 8.0 / 10 |
| KYC & onboarding | 8.0 / 10Apexpay wins | N/A |
| Product quality | 8.0 / 10Apexpay wins | 7.0 / 10 |
| Other features | 8.0 / 10Apexpay wins | 6.0 / 10 |
| Security & trust | 7.9 / 10Apexpay wins | 7.0 / 10 |
| Reputation | 7.9 / 10Apexpay wins | 7.5 / 10 |
| App reviews | 8.7 / 10 | 9.3 / 10JaraGift wins |
| Overall | 7.8 / 10 | 7.4 / 10 |
Side-by-side facts
| Detail | Apexpay | JaraGift |
|---|---|---|
| Rate received (latest test) | The payout for our $50 US Razer Gold e-code was ₦55,600, giving an actual rate of ₦1,112 per dollar. | JaraGift processed our $20 US Razer Gold e-code at ₦1,168.75 per dollar and paid ₦23,375. The separate bank withdrawal took 25 minutes. |
| Tested payout time (latest test) | 16 minutes | 17 minutes |
| Bank withdrawal time (latest test) | 1 minute | 25 minutes |
| Support first response | 2 minutes | 2 minutes |
| KYC time | 2 minutes | Not tested |
| Payout methods | Bank transfer, Cryptocurrency | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, Xbox | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Apexpay requested a BVN, government-issued ID and selfie. The process took about two minutes and was approved. | JaraGift did not request identity verification during our test. The account was created using an email address, username and password. |
| Fee structure | No withdrawal fee was charged. | No separate trading or bank-payment fee was recorded. |
Frequently asked questions
Is Apexpay or JaraGift better overall?
Apexpay is better overall. It scores 7.8 out of 10 against 7.4 for JaraGift, based on our own trades on both platforms.
Which gives a better gift card rate, Apexpay or JaraGift?
JaraGift rated better on the card we traded. Our gift card rates score is 8.1 for Apexpay and 9.4 for JaraGift. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Apexpay or JaraGift?
Apexpay paid out faster in our test: 16 minutes to complete the trade against 17 minutes on JaraGift. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.