Apexpay vs Cardsale: Which Should You Trade With?
Score by dimension
| Dimension | Apexpay | Cardsale |
|---|---|---|
| Gift card rates | 8.1 / 10Apexpay wins | 7.4 / 10 |
| Payout speed | 6.5 / 10 | 9.5 / 10Cardsale wins |
| Trade experience | 7.2 / 10 | 8.0 / 10Cardsale wins |
| Support & disputes | 8.0 / 10 | 8.0 / 10 |
| KYC & onboarding | 8.0 / 10Apexpay wins | N/A |
| Product quality | 8.0 / 10 | 8.0 / 10 |
| Other features | 8.0 / 10Apexpay wins | 7.0 / 10 |
| Security & trust | 7.9 / 10 | 8.0 / 10Cardsale wins |
| Reputation | 7.9 / 10 | 7.9 / 10 |
| App reviews | 8.7 / 10 | 9.0 / 10Cardsale wins |
| Overall | 7.8 / 10 | 8.1 / 10 |
Side-by-side facts
| Detail | Apexpay | Cardsale |
|---|---|---|
| Rate received (latest test) | The payout for our $50 US Razer Gold e-code was ₦55,600, giving an actual rate of ₦1,112 per dollar. | CardSale offered ₦1,072.73 per $1 for our $10 US Razer Gold e-code. The displayed payout was ₦10,738.02, and ₦10,738 reached the bank after rounding. No withdrawal fee was recorded. |
| Tested payout time (latest test) | 16 minutes | 1 minute |
| Bank withdrawal time (latest test) | 1 minute | 1 minute |
| Support first response | 2 minutes | 2 minutes |
| KYC time | 2 minutes | Not tested |
| Payout methods | Bank transfer, Cryptocurrency | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Apexpay requested a BVN, government-issued ID and selfie. The process took about two minutes and was approved. | CardSale did not ask us to complete identity verification. We created the account with an email address, phone number and password and were able to continue without submitting BVN, an ID or a selfie. |
| Fee structure | No withdrawal fee was charged. | No withdrawal fee observed |
Frequently asked questions
Is Apexpay or Cardsale better overall?
Cardsale is better overall. It scores 8.1 out of 10 against 7.8 for Apexpay, based on our own trades on both platforms.
Which gives a better gift card rate, Apexpay or Cardsale?
Apexpay rated better on the card we traded. Our gift card rates score is 8.1 for Apexpay and 7.4 for Cardsale. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Apexpay or Cardsale?
Cardsale paid out faster in our test: 1 minute to complete the trade against 16 minutes on Apexpay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which should I use, Apexpay or Cardsale?
Use Apexpay if the rate matters most, and Cardsale if you want the trade completed quickly. Apexpay scored higher on gift card rates and Cardsale scored higher on payout speed.

