Apexpay vs Cardgoal: Which Should You Trade With?
Score by dimension
| Dimension | Apexpay | Cardgoal |
|---|---|---|
| Gift card rates | 8.1 / 10Apexpay wins | 8.0 / 10 |
| Payout speed | 6.5 / 10 | 9.0 / 10Cardgoal wins |
| Trade experience | 7.2 / 10 | 8.0 / 10Cardgoal wins |
| Support & disputes | 8.0 / 10 | 8.0 / 10 |
| KYC & onboarding | 8.0 / 10Apexpay wins | N/A |
| Product quality | 8.0 / 10Apexpay wins | 7.5 / 10 |
| Other features | 8.0 / 10Apexpay wins | 7.0 / 10 |
| Security & trust | 7.9 / 10 | 8.0 / 10Cardgoal wins |
| Reputation | 7.9 / 10 | 8.0 / 10Cardgoal wins |
| App reviews | 8.7 / 10 | 8.8 / 10Cardgoal wins |
| Overall | 7.8 / 10 | 8.0 / 10 |
Side-by-side facts
| Detail | Apexpay | Cardgoal |
|---|---|---|
| Rate received (latest test) | The payout for our $50 US Razer Gold e-code was ₦55,600, giving an actual rate of ₦1,112 per dollar. | Cardgoal displayed a rate of ₦1,110.60 per $1 for our $10 US Razer Gold e-code. The expected payout and final amount received were both ₦11,106. No withdrawal fee was recorded. |
| Tested payout time (latest test) | 16 minutes | 2 minutes |
| Bank withdrawal time (latest test) | 1 minute | 5 minutes |
| Support first response | 2 minutes | 5 minutes |
| KYC time | 2 minutes | Not tested |
| Payout methods | Bank transfer, Cryptocurrency | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, Xbox | Amazon, AMEX, Apple / iTunes, Footlocker, GameStop, Google Play, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Apexpay requested a BVN, government-issued ID and selfie. The process took about two minutes and was approved. | Cardgoal did not ask us to complete identity verification. The account was created with an email address, and no BVN, ID or selfie was requested during our test. |
| Fee structure | No withdrawal fee was charged. | No withdrawal fee observed |
Frequently asked questions
Is Apexpay or Cardgoal better overall?
Cardgoal is better overall. It scores 8.0 out of 10 against 7.8 for Apexpay, based on our own trades on both platforms.
Which gives a better gift card rate, Apexpay or Cardgoal?
There is no meaningful difference. Our gift card rates score is 8.1 for Apexpay and 8.0 for Cardgoal, so compare the live rate for your specific card before trading.
Which pays out faster, Apexpay or Cardgoal?
Cardgoal paid out faster in our test: 2 minutes to complete the trade against 16 minutes on Apexpay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Apexpay or Cardgoal?
Apexpay replied first. Support took 2 minutes to answer at Apexpay and 5 minutes at Cardgoal when we contacted them during testing.