Apexpay vs Cardbase: Which Should You Trade With?
Score by dimension
| Dimension | Apexpay | Cardbase |
|---|---|---|
| Gift card rates | 8.1 / 10 | 8.6 / 10Cardbase wins |
| Payout speed | 6.5 / 10 | 8.0 / 10Cardbase wins |
| Trade experience | 7.2 / 10 | 9.5 / 10Cardbase wins |
| Support & disputes | 8.0 / 10 | 9.5 / 10Cardbase wins |
| KYC & onboarding | 8.0 / 10Apexpay wins | N/A |
| Product quality | 8.0 / 10Apexpay wins | 7.0 / 10 |
| Other features | 8.0 / 10Apexpay wins | 4.0 / 10 |
| Security & trust | 7.9 / 10Apexpay wins | 7.0 / 10 |
| Reputation | 7.9 / 10Apexpay wins | 7.0 / 10 |
| App reviews | 8.7 / 10 | 9.2 / 10Cardbase wins |
| Overall | 7.8 / 10 | 7.8 / 10 |
Side-by-side facts
| Detail | Apexpay | Cardbase |
|---|---|---|
| Rate received (latest test) | The payout for our $50 US Razer Gold e-code was ₦55,600, giving an actual rate of ₦1,112 per dollar. | A rate of ₦1,130 per $1 was recorded for a $20 US Razer Gold e-code. Cardbase showed an expected payout of ₦22,600, and ₦22,600 was credited to the wallet. |
| Tested payout time (latest test) | 16 minutes | 4 minutes |
| Bank withdrawal time (latest test) | 1 minute | 1 minute |
| Support first response | 2 minutes | 3 minutes |
| KYC time | 2 minutes | Not tested |
| Payout methods | Bank transfer, Cryptocurrency | Bank transfer |
| Gift card types | Amazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, Xbox | Amazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox |
| KYC requirements | Apexpay requested a BVN, government-issued ID and selfie. The process took about two minutes and was approved. | Cardbase did not request identity verification during our test. The account was created using a full name, email address, phone number and username. |
| Fee structure | No withdrawal fee was charged. | No fee was recorded during our test |
| Minimum trade | Not recorded | ₦10 |
Frequently asked questions
Is Apexpay or Cardbase better overall?
They are level. Both Apexpay and Cardbase score 7.8 out of 10 in our latest tests, so the choice comes down to the individual dimensions in the table above.
Which gives a better gift card rate, Apexpay or Cardbase?
Cardbase rated better on the card we traded. Our gift card rates score is 8.1 for Apexpay and 8.6 for Cardbase. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.
Which pays out faster, Apexpay or Cardbase?
Cardbase paid out faster in our test: 4 minutes to complete the trade against 16 minutes on Apexpay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.
Which has faster customer support, Apexpay or Cardbase?
Apexpay replied first. Support took 2 minutes to answer at Apexpay and 3 minutes at Cardbase when we contacted them during testing.

