Apexpay vs Cardbase: Which Should You Trade With?

7.8 / 10

Last tested: 16 Sept 2026

7.8 / 10

Last tested: 4 Sept 2026

Score by dimension

Apexpay and Cardbase compared across all ten scoring dimensions
DimensionApexpayCardbase
Gift card rates8.1 / 108.6 / 10Cardbase wins
Payout speed6.5 / 108.0 / 10Cardbase wins
Trade experience7.2 / 109.5 / 10Cardbase wins
Support & disputes8.0 / 109.5 / 10Cardbase wins
KYC & onboarding8.0 / 10Apexpay winsN/A
Product quality8.0 / 10Apexpay wins7.0 / 10
Other features8.0 / 10Apexpay wins4.0 / 10
Security & trust7.9 / 10Apexpay wins7.0 / 10
Reputation7.9 / 10Apexpay wins7.0 / 10
App reviews8.7 / 109.2 / 10Cardbase wins
Overall7.8 / 107.8 / 10

Side-by-side facts

Tested figures and platform facts for Apexpay and Cardbase
DetailApexpayCardbase
Rate received (latest test)The payout for our $50 US Razer Gold e-code was ₦55,600, giving an actual rate of ₦1,112 per dollar.A rate of ₦1,130 per $1 was recorded for a $20 US Razer Gold e-code. Cardbase showed an expected payout of ₦22,600, and ₦22,600 was credited to the wallet.
Tested payout time (latest test)16 minutes4 minutes
Bank withdrawal time (latest test)1 minute1 minute
Support first response2 minutes3 minutes
KYC time2 minutesNot tested
Payout methodsBank transfer, CryptocurrencyBank transfer
Gift card typesAmazon, AMEX, Apple / iTunes, eBay, GameStop, Google Play, Nike, Razer Gold, Sephora, Steam, XboxAmazon, AMEX, Apple / iTunes, eBay, Footlocker, GameStop, Google Play, Nike, PlayStation, Razer Gold, Roblox, Sephora, Steam, Vanilla, Xbox
KYC requirementsApexpay requested a BVN, government-issued ID and selfie. The process took about two minutes and was approved.Cardbase did not request identity verification during our test. The account was created using a full name, email address, phone number and username.
Fee structureNo withdrawal fee was charged.No fee was recorded during our test
Minimum tradeNot recorded₦10

Frequently asked questions

Is Apexpay or Cardbase better overall?

They are level. Both Apexpay and Cardbase score 7.8 out of 10 in our latest tests, so the choice comes down to the individual dimensions in the table above.

Which gives a better gift card rate, Apexpay or Cardbase?

Cardbase rated better on the card we traded. Our gift card rates score is 8.1 for Apexpay and 8.6 for Cardbase. Rates move daily and vary by card type and denomination, so compare rates per dollar before you sell.

Which pays out faster, Apexpay or Cardbase?

Cardbase paid out faster in our test: 4 minutes to complete the trade against 16 minutes on Apexpay. That is the tested payout time, measured from card submission to the trade value being credited; a later bank withdrawal is recorded separately.

Which has faster customer support, Apexpay or Cardbase?

Apexpay replied first. Support took 2 minutes to answer at Apexpay and 3 minutes at Cardbase when we contacted them during testing.